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Zero-hassle, easy access wallet for instant global transactions.

Instant Global Payments On The Go

Trusted by Global Partners

How It Works

01

Create Account & Verify ID

Complete verification the same day
02

Load Wallet

Bank card, Apple Pay, or crypto deposit
03

Send or Swap Instantly

Real-time rates with minimal fees
04

Cash Out

To local bank or mobile money

Swap & Spend on the Go

Convert between currencies right inside your favourite chat apps. No need to switch between applications when you need to send money to friends or pay for services abroad.

  • WhatsApp integration for seamless payments
  • Swap USDC ⇄ NGN right inside your chat
  • Real-time FX rates with minimal spread
  • Send money with just a message

Instant Cross-Border Payments

Send money instantly to family, friends, or businesses anywhere in the world. Our platform supports major remittance corridors with real-time settlement and the best exchange rates.

  • USD ↔ NGN instant transfers
  • EUR ↔ INR same-day settlement
  • GHS ↔ USD real-time conversion
  • 50+ countries supported

Secure Wallet & Same-Day KYC

Your security is our priority. Our wallet features state-of-the-art protection while making verification quick and painless. Get verified in hours, not days.

  • Biometric login

  • 2FA authentication

  • End-to-end encryption

  • Selfie + ID verified in hours

  • EU VASP Licensed

Zynta vs. Traditional

See how we compare to banks and money transfer services
Feature
Traditional Banking
Transfer Speed
60 seconds
3-5 business days
Transfer Fees
0.5%
6% + hidden costs
Exchange Rates
Real-time market rates
Poor FX spreads
Verification Time
2 hours
2-5 business days
Availability
24/7 instant transfers
Business hours only

Customer Testimonials

"I use Zynta's service day to day for fast payments and to get onchain. It's always a smooth service!"
Dan Howard
CTO, Co-founder / Linkedin
"Zynta has made it significantly easier to manage international grant disbursements and research payments. Fast settlement and low fees mean we can focus on the science, not the banking."
Nuella Tagbo
Neuroscientist / Linkedin
"Zynta have been fantastic at helping with my on and off ramps across Africa and beyond, fantastic service at low prices."
Theo Sowumni
Advisor / Linkedin

Transfers between Zynta users are free.

For external transfers, we charge a flat 0.5% fee with no hidden costs. This is significantly lower than traditional banks and money transfer services that often charge 3-6% through hidden fees and poor exchange rates.

Fiat: NGN, USD, EUR, GBP

Stablecoins: USDC,USDT

Hold multiple currencies in one wallet.

Get virtual bank accounts (IBANs) for EUR, USD, GBP, and NGN regions for local transfers.

Daily: $10,000 USD (verified accounts)

Per transaction: $5,000 USD maximum

Monthly: $50,000 USD equivalent

Higher limits available with enhanced verification and income documentation.

Same Day (0-4 hours):

  • Nigerian banks, UK (Faster Payments), EU (SEPA Instant)

Next Business Day:

  • US banks (ACH), Canadian banks, Australian banks

2-3 Days:

  • International wire transfers, non-instant payment banks

Speed depends on your bank’s payment system support and transfer timing.

No problem! Recipients don’t need Zynta wallets. Send money directly to any bank account in supported countries.

We handle the crypto conversion automatically – they receive regular fiat currency in their existing bank account via normal bank transfer. Works in 40+ countries through our banking partnerships.

Experience Borderless Money with Zynta

Join thousands of global citizens who trust Zynta for fast, affordable cross-border payments. Set up your free wallet in minutes.